Privacy Policy for Re Champ
(including Champ Funding, Inc.)
This policy describes the ways we collect,
store, use and protect your personal
information.
You accepted this policy when you signed up
for our Service. We may amend this policy at
any time by posting a revised version on our
website. The revised version will be
effective at the time we post it. In
addition, if the revised version includes a
substantial change, we will provide you with
30 days' prior notice by posting notice of
the change on the "Policy Updates" page of
our website.
How we collect information about you
When you visit the RE Champ website,
we collect your IP address and standard web
log information, such as your browser type
and the pages you accessed on our website.
If you open an account, we collect the
following types of information from you:
• Contact information - your name, address,
phone, email and other similar information.
• Financial information - none
Before permitting you to use our Service, we
may require you to provide additional
information we can use to verify your
identity or address or manage risk, such as
your date of birth, social security number
or other information. We may also obtain
information about you from third parties
such as credit bureaus and identity
verification services.
When you are using our Service, we collect
information about your account transactions
and we may collect information about your
computer or other access device for fraud
prevention purposes.
Finally, we may collect additional
information from or about you in other ways
not specifically described here. For
example, we may collect information related
to your contact with our customer support
team or store results when you respond to a
survey.
How we use cookies
When you access our website, we, or
companies we hire to track how our website
is used, may place small data files called
"cookies" on your computer.
We send a "session cookie" to your computer
when you log in to your account. This type
of cookie helps us to recognize you if you
visit multiple pages on our site during the
same session, so that we don't need to ask
you for your password on each page. Once you
log out or close your browser, this cookie
expires and no longer has any effect.
We also use longer-lasting cookies for other
purposes such as to display your e-mail
address on our sign-in form, so that you
don't need to retype the e-mail address each
time you log in to your account.
We encode our cookies so that only we can
interpret the information stored in them.
You are free to decline our cookies if your
browser permits, but doing so may interfere
with your use of our website.
How
we protect and store personal information
Throughout this policy, we use the term
"personal information" to describe
information that can be associated with a
specific person and can be used to identify
that person. We do not consider personal
information to include information that has
been anonymized so that it does not identify
a specific user.
We store and process your personal
information on computers through out the
world, and we protect it by maintaining
physical, electronic and procedural
safeguards in compliance with applicable
federal and state regulations. We use
computer safeguards such as firewalls and
data encryption, we enforce physical access
controls to our buildings and files, and we
authorize access to personal information
only for those employees who require it to
fulfill their job responsibilities.
How
we use the personal information we collect
Our primary purpose in collecting personal
information is to provide you with a safe,
smooth, efficient, and customized
experience.
We may use your personal information to:
• provide the services and customer support
you request;
• process transactions and send notices
about your transactions;
• resolve disputes, collect fees, and
troubleshoot problems;
• prevent potentially prohibited or illegal
activities, and enforce our User Agreement;
• customize, measure, and improve our
services and the content and layout of our
website;
• send you targeted marketing, service
update notices, and promotional offers based
on your communication preferences;
• compare information for accuracy and
verify it with third parties.
How
we share
personal information with other parties
We may share your personal information
with:
• Service providers under contract who help
with parts of our business operations;
(fraud prevention, bill collection,
marketing, technology services). Our
contracts dictate that these service
providers only use your information in
connection with the services they perform
for us and not for their own benefit.
• Financial institutions that we partner
with to jointly create and offer a product.
These financial institutions may only use
this information to market Re Champ and or
Champ Funding-related products, unless you
have given consent for other uses.
• Credit bureaus to report outstanding
negative balance accounts, as allowed by
law.
• Companies that we plan to merge with or be
acquired by. (Should such a combination
occur, we will require that the new combined
entity follow this privacy policy with
respect to your personal information. If
your personal information could be used
contrary to this policy, you will receive
prior notice.)
• Law enforcement, government officials, or
other third parties when o we are compelled
to do so by a subpoena, court order or
similar legal procedure
o we need to do so to comply with law
o we believe in good faith that the
disclosure of personal information is
necessary to prevent physical harm or
financial loss, to report suspected illegal
activity, or to investigate violations of
our User Agreement.
• Other third parties with your consent or
direction to do so.
RE Champ will not sell or rent any of your
personal information to third parties in the
normal course of doing business and only
shares your personal information with third
parties as described in this policy.
How
you can contact us about privacy
questions
If you have questions or
concerns regarding this policy, you should
contact us by writing to us at RE Champ ,
Attn: Privacy Department, 1730 E Warner
#10-148, 85284.
